NIU grad Van Zuiden CPA by day, fantasy sports stud by night


NIU grad Van Zuiden CPA by day, fantasy sports stud by night

By Jonathan Moreland

During tax season, Justin Van Zuiden, like most CPAs, will log 60+ hour workweeks and spend days on end staring at numbers on his computer screen.

Once his client work dies down – usually around the end of March – Van Zuiden’s office hours will go back to normal. But when he goes home, he’ll still spend a few extra hours each night managing salaries and projections on his computer.

Only in this case, the salaries are assigned to athletes, and the six-figure bankroll belongs to Van Zuiden.

Van Zuiden’s financial expertise isn’t limited to his full-time job. His analytical savvy also extends into the daily fantasy sports (DFS) industry, where the Sterling, Illinois native has become one of the most successful (and profitable) players in the world. The DFS industry has grown to a point where, on any given night, you can log on to a major site like FanDuel and see one-day contests offering hundreds of thousands of dollars in cash prizes. These enormous prize pools have not only attracted an astonishing number of new players – FanDuel eclipsed the one million users milestone earlier this year – but also has spawned a community of diehard, stats-driven experts who have found consistent success playing DFS on a huge scale.

Van Zuiden, or “STLCardinals84” as he’s known in the DFS community, is in an elite tier of these players. He finished 5th in’s 2014 Tournament Player of the Year race – a list in which four of the top 10 finalists won one-day fantasy prizes of $1 million or more. Currently, Van Zuiden sits in 8th in the 2015 rankings.

When asked about his winning formula, STLCardinals84 chalks up much of his success to his natural interests.

“I've been involved with accounting in some form for more than 15 years,” said Van Zuiden, who received his master’s degree in Tax Accounting from Northern Illinois University in 2007. “While it probably doesn't seem sexy to many, it's something I enjoy and have done all my life. I just have a flair for analytics, and it’s helped me succeed playing DFS.”

Van Zuiden pointed out that many other DFS professionals also have backgrounds in business and finance. What sets Van Zuiden apart from his peers, though, is his routine. With a wife, two boys ages 5 and 2, and essentially two full-time jobs, STLCardinals84 performs a daily juggling act.

“Most of my DFS activities happen the night before,” he said. “After my kids go to bed, I’ll spend about two hours doing research, building lineups, exploring pricing and just getting a head start for the next day. I can get about six hours of sleep and feel good, before I go to work and do my 8-5 routine.

“As with everything, once you get a routine down, things are easier to get used to. It's not always easy, though.”

Over the past three years, Van Zuiden has made more money playing DFS than he has as a CPA. With such a busy schedule, many wonder why STLCardinals84 doesn’t quit his job and focus on DFS full-time.

“A lot of my success in DFS has come as a high-volume, large-field tournament player, so my approach lends myself to very hot and cold streaks that can last a long time,” he explained. “The guarantees of a full-time job are unmatched. There's not any risk. But if you combine income from both, I’m able to live comfortably.

“It just comes second nature to being an accountant. I'm always a little skeptical."

As impressive as his winnings is Van Zuiden’s willingness to help new players and educate them on how to build better DFS lineups. Van Zuiden has spoken at “Daily Fantasy Boot Camp” seminars and is both a contributor of daily picks to, as well as one of the site’s on-air personalities on its “Grinders Live” and Sirius XM Radio shows.

“Everything in my life has been intertwined to a degree,” he said. “I was a tutor in college. Now I work with clients at my day job and do everything I can to help them minimize their taxes within the law. The same goes for DFS. My personal successes have been great, but everything is more gratifying if I’m able to help folks along the way.”

And the one piece of advice he’d give to new players trying DFS for the first time?

“Monitor your dollars closely,” he cautioned. “It's easy to see your balance and get click-happy entering contests, especially if you've had some early success. But you should always think of $20 on FanDuel like you would spending a $20 bill on the street and treat it the same. Learning to manage your bankroll is critical to success long-term.”

Spoken like a true accountant.

What will Cubs do with Nico Hoerner once Addison Russell returns?

USA Today

What will Cubs do with Nico Hoerner once Addison Russell returns?

What will the Cubs do with Nico Hoerner once - or if - Addison Russell is able to return to the field?

Russell is still in concussion protocol and it's unknown when he will resume baseball activities. There are no clear timelines for head injuries and every person responds differently.

He was still showing symptoms this weekend after taking a 94 mph fastball to the face in Milwaukee last Sunday. Russell meets with team doctors each day, but will be relegated to the bench until he is given medical clearance to return.

Even if Russell is able to play again over these next couple days, how could the Cubs possibly take Hoerner out of the lineup right now?

The rookie collected 3 more hits Saturday, including a 3-run homer in the sixth inning:

That now gives him 11 RBI in his first six MLB games.

"Nico's performance cannot be overlooked," Joe Maddon said Saturday morning. "That [homer] was the first pitch he saw yesterday? I mean, c'mon. And beyond that, the thing I'm really focused on is the defense. He's really done a nice job on defense, which we really need that moment out there. The offense has been a plus.

"I have not given that thought until I know that Addison is ready to rock and roll. And once he does, I know one thing for sure - even if Nico were to start the game, we could upgrade the defense later with Addison in the game, too. So it's one of those things - I don't even permit myself to go there. I don't even know if [Russell is] gonna play or not. I don't know that.

"So in the meantime, Nico: just keep doing what you're doing. He's impressed probably the industry, but more importantly - the clubhouse. The guys have really been impressed by him."

It’s been a nightmare season for Russell. He missed the first month serving out the rest of his suspension for violating MLB's domestic violence policy. He was optioned to Triple-A Iowa initially after the suspension and then came up to the big leagues, where he struggled and was unable to carve out consistent playing time despite the Cubs' need for production at second base.

Russell was then demoted to the minors again in late-July after persistent baserunning/mental mistakes. When Javy Baez went down with injury on the last homestand, Russell stepped in to play shortstop (his natural position), but committed a throwing error in three straight games last weekend in Milwaukee.

Saturday marked only the 95th professional game in Hoerner's career, but he has drawn rave reviews from every corner of the Cubs clubhouse, including seasoned veteran Jon Lester tabbing him as a sparkplug.

Less than a week ago, Hoerner was sitting at home in Oakland with his family, thinking his regular season was done and getting ready to play in the Arizona Fall League soon.

Now, he and his family are at Wrigley Field, soaking it all in:

"[My first game at Wrigley] was amazing. It felt like I had always hoped it would," Hoerner said. "Something you think about for a long time and it definitely lived up to the hype. I had hyped it up to my family a lot just from seeing one game here last year. I said it was unlike anything I had ever seen before and they agreed."

After his debut week, it's natural for fans to wonder if Hoerner should be the Cubs' starting shortstop on a playoff roster even if Russell is able to come back healthy. Baez's exact timeline looms as an x-factor here, too.

Who knows how this will all play out over the next two weeks, but the Cubs have to get to October first and right now, Hoerner is clearly the answer to help them do so.

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How Cubs are viewing the Cardinals-Brewers series this weekend

How Cubs are viewing the Cardinals-Brewers series this weekend

While the Cubs are battling the last-place Pirates at Wrigley Field and trying to claw their way back into an enviable spot in the pennant race, their top two competitors are squaring off in St. Louis.

The Cardinals and Brewers are playing each other this weekend, and the Redbirds already took Game 1 Friday night. With that and the Cubs' big win, it moves the Brewers 1 game behind the Cubs in the fight for the final National League playoff spot. But it also kept the Cubs 4 games behind the Cardinals in the division with only 15 to play.

No matter what happens down in the shadow of the arch, the Cubs have to take care of business themselves this weekend. That much is a given.

The perfect scenario would include sweeping the Pirates and the fourth-place Reds before the Cardinals come into town for a four-game series beginning Thursday night.

But the series in St. Louis is prime fodder for scoreboard watchers, and it also brings about an interesting conundrum for Cubdom: Are fans and the team rooting for the Cardinals or Brewers?

The Cardinals already won the first game, but if they were to sweep and the Cubs also sweep, the Cubs would remain 4 games back of the division with only 13 to play. However, they would also hold a 3-game lead on the Brewers in the Wild-Card race, which is crucial given Milwaukee's schedule the rest of the way is cake (San Diego, Pittsburgh, Cincinnati, Colorado). 

If the Brewers storm back to win the next two games while the Cubs take care of their own business, it would diminish the NL Central lead to only 2 games with 13 to play — including 7 head-to-head matchups between the Cubs and Cardinals.

Which is the better scenario? 

"Our goal is to win the division, so you want any kind of help you could possibly get to win the division," Joe Maddon said Saturday morning. "So that would be that the Brewers would beat the Cardinals. It doesn't matter — just Cubs win, Cubs win. We just gotta take care of our own house and if you do that, this is all gonna work out properly. 

"Rooting interests or whatever — yes, I did look at the score before I went to bed last night, but I was much happier about the fact that we really swung the bats well [Friday] and the bullpen was great."

The Cubs have admitted over the last few weeks that they've been scoreboard-watching a bit and are cognizant of the incredible run the Cardinals have been on. They also have the advantage of playing in the afternoon both Friday and Saturday and seeing their games conclude before the Brewers and Cardinals even begin.

But that doesn't mean the players care one way or the other. 

"Earmuffs — we don't give a shit about what anybody else is doing," Jason Heyward said. "We have enough fun right here with what we can control and after that, we leave it up to whatever's going on. That's out of our hands.

"We've done a lot of winning [at Wrigley Field] fortunately and that's fun to be a part of. But along with that is not worrying about what everybody else is doing. And that's the fun part of this job and the fun part about being with a group of guys like this here."

Even if the players aren't super concerned with scoreboard watching, Cubs fans are going to have their eyes glued to the box scores early next week, too. Before the Cardinals come to Wrigley, they will host the Wild-Card-leading Washington Nationals for three games Monday through Wednesday.

That means if the Cubs continue to win, they will be guaranteed to gain ground on at least one of the teams they're chasing each day.

Of course, if the Cubs can't win at home — where they're 48-24 this season — this is all a moot point.