Florio’s discoveries come after he was asked, “How much cap space did the Browns save due to the insurance policy on Deshaun Watson for him missing the entire 2025 season?” After what appears to be an exhaustive amount of work to come up with a ballpark figure, Florio reports the “total in cap credit for 2024 through 2029" was just over $88 million, a total that is derived from reported cap credits the Browns have received or will receive that range from $4.951 million to $8.79 million. These were reflected in records obtained from the NFLPA, which showed in multiple locations in Watson’s contract a “return of [signing bonus] from insurance policy,” per Florio. Watson is in the final year of a record-setting five-year, $230 million fully-guaranteed contract that has come up well short of expectations for the Browns thus far. While the team is still ultimately on the hook for paying Watson, $88 million in refunds for the games Watson missed due to injury may have dulled some of the pain of those expenses for the Haslam family.